Start your Study Abroad journey today.
Am I eligible?
You plan to study abroad
You want to study at a school we support
You're from a country or state we support
How it works
1
Get started
Start your comfortable educational journey with us by checking the eligibility column.
2
Apply for funding
Bravo! If you are eligible, start filling out our easy and speedy application form. Your student loan totally depends on your application form. So be original and sincere with your application.
3
Upload your documents
Not such a boring step, but a responsible one for both of us. Grad Financial is transparent and will be transparent with you throughout the entire process. We also accept this level of transparency from you. So, upload the documents mentioned in the application form.
4
Finalise your loan
Check out various alternatives and select from there to determine how much funding you need to turn your dream into reality. We will offer you the best option from which you can finance your education.
5
Sign on the dotted line
After reviewing your honest application, we will match our criteria with yours, and if we are on the same page, we will inform you and offer you the best student loan through which you can complete your educational journey.
An easier way to pay back your loan
Track payments from our mobile app.
Flexible repayment terms - 7 to 20 years.
Start paying 6 months after classes end.
Pay early to save on interest, no penalties.
Terms and conditions
9.54% is the minimum possible Annual Percentage Rate you could be offered. This APR assumes a 4.98% fixed margin rate, a 3.74%* variable base rate (3-month CME Term SOFR as of 7 October 2022), and a 5% administration fee. The actual rate offered will depend on your circumstances, loan amount and term, and may differ from the minimum and/or the average representative APR shown in our representative example above. The average APR for student loans is 13.23%.
To qualify, borrowers must meet Prodigy Finance eligibility and underwriting requirements. Prodigy Finance reserves the right to vary or discontinue its student loan product at any time without notice. * Benchmark rates shown on this page are rounded to 2 decimals of a percentage for illustrative purposes.
Funding for International Students
At Fintech, we’re experts in international student loans and financing because we’ve been there — and now we want to be there for you. Here’s a look at what we offer students attending an eligible U.S. or Canadian college or university:
Faster
Lighter
Higher
Easier
Early Approval
What we’ve achieved together
1,50,000+%
Network of students
2,000+
Institutes
70+
Loans valid for countries
22,000+
Courses available in universities
71%
Of students indicate an fintech loan was instrumental.
32%
Of customers are first-generation college students
Flexible EMI Calculator Online
Easily calculate your equated monthly instalment online.
